Fact-checked and verified on July 7, 2026
If you own a house in Summerville, SC and you are dealing with inherited property, this page covers what actually happens next — the local timeline, what it costs, and the options that stay open to you. Everything below is specific to Summerville and how sales are handled in SC, not generic national advice.
In South Carolina, you do not have to pay a state inheritance tax or a state estate tax on a house you inherit in Summerville. However, you will still be responsible for ongoing local property taxes, and you may owe federal estate taxes if the total estate is worth more than $13.61 million (as of 2024). Additionally, if you decide to sell the house later, you might owe capital gains taxes on any profit made after the date you inherited it.
South Carolina does not have a state-level inheritance tax or estate tax.
Source: https://mackandmacklaw.com/do-i-have-to-pay-taxes-on-an-inheritance-in-south-carolina/
Federal estate taxes only apply to very large estates, with an exemption threshold of $13.61 million in 2024 and $13.99 million in 2025.
Source: https://www.wileslawfirm.com/estate-tax-in-south-carolina-an-overview/
South Carolina's small estate threshold increased from $25,000 to $45,000 effective May 8, 2025, but real estate typically cannot be transferred using a small estate affidavit.
Source: https://www.floydlaw.com/blog/south-carolina-small-estate-threshold-increase-2025/
Inherited property receives a 'stepped-up basis' to its fair market value at the time of the owner's death, which can significantly reduce capital gains taxes if the home is sold.
Source: https://carolinaestateplan.com/estate-tax-planning-for-nc-sc-families/
South Carolina property taxes are assessed at 4% for primary residences but 6% for secondary or inherited homes that are not the owner's primary residence.
Source: https://mgcrealestate.com/property-taxes-in-south-carolina-4-vs-6/
Do I Have to Pay Taxes on an Inheritance in South Carolina? | Mack & Mack
https://mackandmacklaw.com/do-i-have-to-pay-taxes-on-an-inheritance-in-south-carolina/
Estate Tax in South Carolina: An Overview | Wiles Law
https://www.wileslawfirm.com/estate-tax-in-south-carolina-an-overview/
South Carolina Small Estate Threshold Increase 2025 | Floyd Law
https://www.floydlaw.com/blog/south-carolina-small-estate-threshold-increase-2025/
Dorchester County Probate Court Records
https://www.dorchestercountysc.gov/government/courts-judicial-services/probate-court
South Carolina Property Tax 4% vs 6% | MGC Real Estate
https://mgcrealestate.com/property-taxes-in-south-carolina-4-vs-6/
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Disclaimer: The information on this page is provided for general informational purposes only and does not constitute legal, financial, or tax advice. Laws, timelines, and market conditions vary by state and change over time. Always consult a licensed attorney, financial advisor, or tax professional about your specific situation before making any decisions. Any cash offer is subject to a property evaluation, and closing timelines depend on title, occupancy, and other factors. Results described on this site are not a guarantee of any particular outcome. Black Girls Buy Houses LLC is a real estate investment company that purchases properties directly; we are not licensed real estate agents or brokers and do not provide brokerage services. We are committed to the letter and spirit of the Fair Housing Act and conduct business in accordance with all federal, state, and local fair housing laws.
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